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Qualifying Life Events Toolkit

[To link directly to this toolkit from your websites, go to www.health.mil/QLEToolkit]

TRICARE QLE Web Banner

Military families experience lots of change. Many of these changes count as QLEs for TRICARE. 

QLEs provide a unique opportunity for beneficiaries to make enrollment changes. With TRICARE Prime, including the US Family Health Plan (USFHP), and TRICARE Select, the only other time beneficiaries can make enrollment changes is during the annual TRICARE Open Season.

A QLE for one family member creates a chance for all eligible family members to change their TRICARE health plan during a 90-day eligibility window. A QLE may also mean a beneficiary is no longer eligible for a TRICARE health plan.

Some QLEs may mean beneficiaries become newly eligible for certain premium-based health plans (TRICARE Reserve Select, TRICARE Retired Reserve, TRICARE Young Adult, and the Continued Health Care Benefit Program). Enrollment in premium-based health plans can take place at any time throughout the year.

Use the tabs on the left to learn about your options after a QLE and what actions you can take.

Graphics

This digital toolkit provides a variety of graphics you can use on your digital and social media platforms to educate beneficiaries about TRICARE Qualifying Life Events. 


Activating

 This image describes how Activating may change your TRICARE plan options    This image describes how a change in sponsor status may change your TRICARE plan options


Adopting a Child

This image describes how adopting a child may change your TRICARE plan option  This image describes how adopting a child may change your TRICARE plan option


Birth of a Child

This image describes how giving birth may change your TRICARE plan options  This image describes how giving birth overseas in an active duty family may change your TRICARE plan options

This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  This image describes how giving birth overseas in a retiree family may change your TRICARE plan options  This image describes how giving birth stateside in a retiree family may change your TRICARE plan options

  This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  This image describes how giving birth overseas in an active duty family may change your TRICARE plan options

This image describes how giving birth overseas in an active duty family may change your TRICARE plan options  This image describes how giving birth stateside in an active duty family may change your TRICARE plan options  


Changing Command-Sponsorship Overseas

This image describes how a change in command sponsorship may change your TRICARE plan options This image describes how gaining or losing permission for family accompaniment


Children Becoming Adults

This image describes how children becoming adults may change your TRICARE plan options


Court Placement of a Child

This image describes how the court placement of a child may change your TRICARE plan options  This image describes how the court placement of a child may change your TRICARE plan options


Deactivating

This image describes how deactivating may change your TRICARE plan options  This image describes how death may change your TRICARE plan options


Death in the Family

This image describes how a death in the family may change your TRICARE plan options  This image describes how death may change your TRICARE plan options


Divorce or Annulment

This image describes how divorce may change your TRICARE plan options  This image describes how a divorce annulment may change your TRICARE plan options


Gaining or Losing Other Health Insurance

This image describes how losing or gaining OHI may change your TRICARE plan options  This image describes how losing or gaining OHI may change your TRICARE plan options


Getting Married

This image describes how getting married may change your TRICARE plan options  This image describes how getting married may change your TRICARE plan options


Going to College

This image describes how your child going to college may change your TRICARE plan options  This image describes how your child going to college may change your TRICARE plan options


Government-Directed Change

This image describes how a government directed PCM change may change your TRICARE plan options  This image describes how a government directed PCM change may change your TRICARE plan options

This image describes how a government directed health plan change may change your TRICARE plan options  This image describes how a government directed health plan change may change your TRICARE plan options


Moving

This image describe how moving may change your TRICARE plan options  This image describes how moving may change your TRICARE plan options


Retiring from Active Duty 

This image describes how retiring from active duty may change your TRICARE plan options  This image describes how retiring from active duty may change your TRICARE plan options


Separating from Active Duty

This image describes how separating from active duty may change your TRICARE plan options  This image describes how separating from active duty may change your TRICARE plan options


Turning Age 60

This image describes how turning age 60 may change your TRICARE plan options  This image describes how turning age 60 may change your TRICARE plan options


 Turning Age 65

 This image describes how turning 65 may change your TRICARE plan options  This image describes how turning 65 may change your TRICARE plan options


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TRICARE QLE: Having a Baby Stateside (Active Duty Families)

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Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Activating

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TRICARE QLE: Activating

Reserve Component members who are activated receive the same benefits as active duty service members and family members begin getting TRICARE coverage as active duty family members. Reserve Component members have 90 days after your activation date to change their family’s health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Government-Directed Health Plan Change

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If the government no longer offers a certain TRICARE health plan in your area, you may elect to enroll in another TRICARE health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Having a Baby Overseas (Retired Family)

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Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Turning 65 and Becoming Medicare-Eligible

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Turning age 65 and becoming Medicare-eligible is a qualifying life event. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Children Becoming Adults

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Biological and adopted children can get TRICARE until their 21st birthday in most cases. There are some exceptions to the age limit. You have 90 days after your child turns 21 to make changes to your TRICARE health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Divorce or Annulment

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TRICARE coverage will continue for the sponsor and dependent children and may continue for former spouses. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Getting Married

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TRICARE covers spouses of all service members (active duty, National Guard/Reserve, retired). You have 90 days from the date of marriage to make changes to your health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE covers spouses of all service members (active duty, National Guard/Reserve, retired). You have 90 days from the date of marriage to make changes to your health plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Having a Baby Stateside (Retired Family)

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Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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TRICARE QLE: Court Placement of a Child

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When a child is placed in your home, you must enroll your child in DEERS within 90 days of the effective date listed on the court order. To learn more about TRICARE QLEs, visit www.tricare.mil/liveevents.

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When a child is placed in your home, you must enroll your child in DEERS within 90 days of the effective date listed on the court order. To learn more about TRICARE QLEs, visit www.tricare.mil/liveevents.

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Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.

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Last Updated: June 22, 2022

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