[To link directly to this toolkit from your websites, go to www.health.mil/QLEToolkit]

Military families experience lots of change. Many of these changes count as QLEs for TRICARE.
QLEs provide a unique opportunity for beneficiaries to make enrollment changes. With TRICARE Prime, including the US Family Health Plan (USFHP), and TRICARE Select, the only other time beneficiaries can make enrollment changes is during the annual TRICARE Open Season.
A QLE for one family member creates a chance for all eligible family members to change their TRICARE health plan during a 90-day eligibility window. A QLE may also mean a beneficiary is no longer eligible for a TRICARE health plan.
Some QLEs may mean beneficiaries become newly eligible for certain premium-based health plans (TRICARE Reserve Select, TRICARE Retired Reserve, TRICARE Young Adult, and the Continued Health Care Benefit Program). Enrollment in premium-based health plans can take place at any time throughout the year.
Use the tabs on the left to learn about your options after a QLE and what actions you can take.
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3/7/2022
If your sponsor dies while serving on active duty, TRICARE continues to provide coverage for surviving family members. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Retiring from the National Guard and Reserve isn’t itself a QLE. However, turning age 60 after having retired from the National Guard and Reserve is a QLE. Retired Reserve members have different TRICARE options available before and after age 60. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Family members may need to be command-sponsored in some overseas locations to qualify to enroll in some plans. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Service members and their families may qualify for temporary health care coverage when you separate from the service or get out before retiring. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
When you leave active duty after serving more than 30 days, you deactivate. Your coverage depends on whether your time was for a preplanned mission or in support of a contingency operation. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Qualifying Life Events Toolkit | About TRICARE
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3/7/2022
Family members may need to be command-sponsored in some overseas locations to qualify to enroll in some plans. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Qualifying Life Events Toolkit | About TRICARE
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3/7/2022
Your TRICARE eligibility doesn't change when you move. But it may change your health plan options. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Children are eligible for TRICARE until age 21 (or 23 if in college). You need to take steps to register your newborn in DEERS and enroll him or her in a TRICARE plan. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
Your TRICARE eligibility doesn't change when you move. But it may change your health plan options. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Turning age 65 and becoming Medicare-eligible is a qualifying life event. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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Any health insurance other than TRICARE is called "other health insurance." If you lose or gain other health insurance through your employer or a private insurance program, that is a QLE allowing you to make changes to your TRICARE coverage. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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3/7/2022
While enrolled in college, children may be eligible for regular TRICARE benefits until their 23rd birthday or graduation, whichever comes first. To learn more about TRICARE QLEs, visit www.tricare.mil/lifeevents.
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