TRICARE 101 helps beneficiaries get familiar with TRICARE terms, options, plans, and more. Whether new to TRICARE or already a TRICARE plan enrollee, learning the basics can help beneficiaries make informed choices and take command of their health.
Want to review all options? Use TRICARE Tools online.
TRICARE 101 includes information to help beneficiaries understand plan choices and the differences between plans. After a QLE, they may be eligible to chose between TRICARE Prime and TRICARE Select. This chart explains how they differ.
| TRICARE Prime |
TRICARE Select |
| A health maintenance organization (or HMO)-style plan available when living in a stateside Prime Service Area |
A preferred provider organization (or PPO)-style plan available when living anywhere stateside |
| Get most of your care coordinated through your primary care manager |
Manage your own health care and choose your own TRICARE-authorized providers |
| Referrals required for specialty care and certain other services |
Referral not required for most services |
| Pre-authorization for some services |
Pre-authorization for some services |
| No deductible applies. Copayments apply for beneficiaries, except active duty service members and their family members |
Deductible, copayments, and cost-shares apply |
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